55757 Whispering Woods Ln, Osceola, IN, 46561
About This Home
Wow! Here's your chance to own a spacious 5-bedroom home in desirable Penn Township. Designed with both comfort and functionality in mind, this home features a welcoming floor plan highlighted by a large kitchen with Corian countertops, a center island, and plenty of cabinet and workspace. The main level also offers a generous dining room, convenient main-floor laundry, and a bright family room filled with natural light. Upstairs, you'll find 4 spacious bedrooms, including a private primary suite with its own en-suite bathroom. The finished basement provides an incredible amount of additional living space and is perfect for entertaining or accommodating guests. It features a 5th bedroom with an egress window, a full bathroom, a kitchenette, and an impressive theater room complete with a projector, large screen, and surround sound speakers. As an added bonus, the Coke machine stays with the home! Outside, you'll enjoy relaxing or entertaining on the custom Trex deck with pergola overlooking the backyard. Additional recent improvements include a newer septic system, newer roof and HVAC system, newer water heater, some updated flooring, and a heated garage. This home offers the space, updates, and amenities you've been looking for. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Freezer,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Finished,Concrete,Sump Pump
Bedroom1
- Level: Upper
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Ceiling Fan(s)
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,556
- Finished area above ground: 2,326
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,052
- Total interior livable area: 3,882 sqft
Property
Details
- Parcel number: 711004405006.000031
Features
- Levels: One and One Half
- Stories: 1
- Exterior features: Irrigation System
Lot
- Lot size: 0.33 Acres
- Features: Level
- Lot size dimensions: 119X121
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $276 | $3,312 |
| Electricity | $355 | $4,270 |
| Total | $2,780 | $33,360 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $385,000 |
| 2026-07-16 | Listed for sale | $385,000 |
| 2019-07-12 | Sold | $240,000 |
| 2019-05-09 | Listed for sale | $240,000 |
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