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21 Barberry Dr, Osceola, IN, 46561

3beds
3baths
1,248sqft
$285,000
$228price/sqft
$1,983/moest. monthly cost
$79,320/yrincome needed

About This Home

Let's keep summer going with another fantastic home! Beautifully renovated and packed with desirable features, this move-in-ready property offers an open-concept floor plan filled with abundant natural light and stylish, modern finishes. The main level features a spacious living room, a well-appointed kitchen with a dining area, and a convenient half bath, creating an ideal space for everyday living and entertaining. Upstairs, you'll find all of the bedrooms, including a spacious primary suite complete with a walk-in closet and private ensuite bathroom. An additional full bathroom on the upper level provides added convenience. Enjoy your morning coffee or unwind in the inviting three-season porch overlooking the large, fenced backyard. With a two-car attached garage and plenty of room to enjoy both indoors and out, this home is ready for its next owner. Call your agent today to schedule your private showing!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Moran Elementary SchoolGrades K-50.5 mi
6/10
10/10
Penn High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 711008428002.000030

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.35 Acres
  • Features: Level
  • Lot size dimensions: 96x160

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$150$1,800
Property Taxes $208$2,496
Electricity $184$2,212
Total$1,983$23,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,988/yr
40% on housing$59,490/yr
45% on housing$52,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 46561$173
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46561$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$260,000
2026-08-10Price change$275,000
2026-07-25Price change$285,000
2026-07-16Listed for sale$299,900
2026-01-13Sold$90,000
2025-12-09Listed for sale$125,000
2025-12-05Listing removed$135,000
2025-11-19Pending sale$135,000
2025-11-10Listing removed$135,000
2025-10-22Price change$135,000
2025-10-08Price change$149,000
2025-10-03Listed for sale$165,000

For Sale by Agent

AgentJoe Stante
BrokerageMcKinnies Realty, LLC Elkhart

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