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940 Lincolnway E, Mishawaka, IN, 46544

6beds
3baths
3,156sqft
$379,900
$120price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

*OPEN HOUSE Saturday 7/25/2026 @ 2-4* Full of character and timeless charm, this beautifully maintained Mishawaka home offers the perfect blend of classic craftsmanship and everyday comfort. Rich hardwood floors, stunning original Craftsman woodwork, and a cozy wood-burning stove create a warm and inviting atmosphere throughout the home, while thoughtful updates help keep it comfortable year-round. The main level features a spacious living room, a formal dining room ideal for gathering with family and friends, a bright kitchen with a charming eat-in dining area, and a convenient main-floor bedroom and full bathroom that offers flexibility for guests, a home office, or additional living space. Upstairs, you’ll find five generously sized bedrooms, two full bathrooms, and additional space perfect for a home office, reading nook, or study area. The unfinished basement provides abundant storage, laundry space, and endless potential for future use. Step outside to enjoy the open deck overlooking the chain-link fenced backyard, offering plenty of room for entertaining, pets, or outdoor activities. A detached two-stall garage provides additional storage and convenient parking. With six bedrooms, timeless architectural details, spacious living areas, and an ideal Mishawaka location, this home offers the space, character, and versatility to fit a variety of lifestyles. Schedule your showing TODAY!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Beiger Elementary SchoolGrades PK-60.7 mi
5/10
4/10
Mishawaka High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1898

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Refrigerator,Washer,Dryer-Gas,Exhaust Fan,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Michigan Basement,Block,Brick,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Bookcases,Ceiling-9+,Laminate Counters,Crown Molding,Entrance Foyer,Natural Woodwork,Pantry,Stand Up Shower,Tub and Separate Shower,Bidet,Formal Dining Room
  • Door features: Pocket Doors,Storm Door(s)
  • Window features: ENERGY STAR Qualified Windows,Insulated Windows,Multi Pane Windows,Triple Pane Windows,Window Treatments
  • Flooring: Hardwood,Carpet,Laminate,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,156

Heating & Cooling

  • Heating features: Wood,Forced Air,Zoned
  • Cooling features: Central Air,Multi Units,Zoned

Interior Area

  • Total structure area: 3,924
  • Total interior livable area: 3,156 sqft

Property

Details

  • Parcel number: 710915251020.000023
  • Other equipment: Sump Pump

Features

  • Levels: Two and Half Story
  • Stories: 2
  • Patio & porch: Deck,Enclosed
  • Has spa: Yes
  • Spa features: Jet Tub
  • Fencing: Chain Link,Metal

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 66X149

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$229$2,748
Property Taxes $437$5,244
Electricity $289$3,471
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 46544$108
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46544$137
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$349,900
2026-07-30Price change$379,900
2026-07-23Listed for sale$399,900

For Sale by Agent

AgentAbram Christianson
BrokerageHoward Hanna SB Real Estate

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