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412 E Edgar Ave, Mishawaka, IN, 46545

3beds
1baths
884sqft
$50,000
$57price/sqft
$494/moest. monthly cost
$19,760/yrincome needed

About This Home

Located directly across the street from Temple Park, this charming bungalow is full of potential! Inside you will find a spacious kitchen, a comfortable living room, and three main-level bedrooms, each offering generous closet space. The basement provides a large, finished living area that can be used as a recreation room, home office, media room, fitness area, or other flexible space to fit your needs. An additional bonus room in basement offers even more possibilities for storage, hobbies, or workspace. The home features newer mechanicals and a newer roof, providing a solid foundation for future updates. Outside, you'll find a partially fenced backyard, a two-car detached garage, and an additional workshop, offering plenty of room for storage, projects, or equipment. With a little imagination and personal touches, this property offers an excellent opportunity to build equity and make it your own. Schedule your private showing today!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
5/10
4/10
Mishawaka High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Basement
  • Area: 320

Features

  • Laminate Counters,Eat-in Kitchen,Tub/Shower Combination
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Natural Gas,Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 884 sqft

Kitchen

  • Level: Main
  • Area: 153

Living Room

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 710910151011.000023

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: Partial

Lot

  • Lot size: 6,529 sqft
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 55 x 116

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$29$348
Property Taxes $29$348
Electricity $184$2,212
Total$494$5,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,937/yr
40% on housing$14,820/yr
45% on housing$13,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$130
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Listed for sale$151,000

For Sale by Agent

AgentVanessa Ritsema
BrokerageMcKinnies Realty, LLC

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