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920 W Broadway St, Mishawaka, IN, 46545

3beds
2baths
1,625sqft
$189,900
$117price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

~MOVE RIGHT IN TO THIS CHARMING HOME ON A QUIET & PRIVATE DOUBLE LOT IN A GREAT LOCATION NEAR MISHAWAKA RIVER WALK!~ YOU WILL LOVE THE ADORABLE ENCLOSED FRONT PORCH W/NEW FLOORING & FRENCH DOORS LEADING TO LARGE LR/DR COMBO! FIRST FLOOR BEDROOM IS A PLUS AND IT HAS A WALK IN CLOSET! REMODELED BATH W/ CERAMIC FLOORING! YOU WILL FIND A NICE LOFT & TWO LARGE BEDROOMS ON THE SECOND FLOOR! FURNACE & A/C ARE ONLY ONE YEAR OLD! KITCHEN HAS LOTS OF CABINETS AND NEW STOVE & REFRIGERATOR WHICH WILL STAY! WHO DOESN'T WANT TWO GARAGES??- ONE IS A ONE CAR & THE SECOND IS A 2 CAR! PLUS A FENCED YARD W/BASKETBALL COURT!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
5/10
4/10
Mishawaka High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Refrigerator,Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters,Natural Woodwork,Tub/Shower Combination,Formal Dining Room
  • Flooring: Carpet,Laminate,Tile,Ceramic Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,625

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,581
  • Total interior livable area: 1,625 sqft

Property

Details

  • Parcel number: 710909311011.000023

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Enclosed
  • Exterior features: Basketball Court,Basketball Goal
  • Fencing: Full,Chain Link,Privacy,Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Irregular Lot,City/Town/Suburb
  • Lot size dimensions: 74X120

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$112$1,344
Property Taxes $134$1,608
Electricity $184$2,212
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$127
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$185,000
2026-08-13Price change$185,000
2026-07-25Price change$189,900
2026-07-16Listed for sale$200,000

For Sale by Agent

AgentKathy M White
BrokerageBerkshire Hathaway HomeServices Northern Indiana Real Estate

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