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22761 Ardmore Trl, South Bend, IN, 46628

3beds
2baths
1,468sqft
$259,900
$177price/sqft
$1,928/moest. monthly cost
$77,120/yrincome needed

About This Home

OPEN HOUSE Saturday Aug 15 12-2 PM. Get into this completely updated 3 bedroom, 2 bath home, Michiana! This home is situated on a large lot with an oversized 2 car garage and a 10x16 shed. The cook will love the all new kitchen with new appliances and cabinets. Both bathrooms have been updated with tub/ shower combos and brand new vanities (one with a double sink) and toilets. The laundry room is conveniently located on the main level and the mud room offers a great spot to store coats, etc. There is plenty of summer left to enjoy the new wood deck off the back, as well as the 27x27 cement patio and privacy wood fence around most of the back yard. The yard extends beyond the garage for possibly adding a pole barn. This home has so much to offer...with new flooring, new lights, fresh paint, new windows, new roof, and new vinyl siding/gutters!! Don't miss out on this extraordinary home...that is all about YOU!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Coquillard Primary CenterGrades PK-50.4 mi
4/10
2/10
Washington High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Dryer-Gas,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110

Features

  • Stone Counters,Pantry,Tub/Shower Combination,Great Room
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,468

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,092
  • Total interior livable area: 1,468 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 253

Property

Details

  • Parcel number: 710804162006.000025

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 0.44 Acres
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 96x200

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Aggregate
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$232$2,784
Property Taxes $198$2,376
Electricity $184$2,212
Total$1,928$23,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,102/yr
40% on housing$57,840/yr
45% on housing$51,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$102
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$255,900
2026-07-17Price change$259,900
2026-07-08Listed for sale$265,000
2024-11-22Sold$62,500
2024-11-14Pending sale$49,900
2024-11-04Listed for sale$49,900
2020-12-10Sold$30,000

For Sale by Agent

AgentLinda Demel
BrokerageInspired Homes Indiana

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