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1510 N Adams St, South Bend, IN, 46628

3beds
1baths
1,020sqft
$129,900
$127price/sqft
$1,098/moest. monthly cost
$43,920/yrincome needed

About This Home

Perfect starter home, this well-maintained 3-bedroom, 1-bath home offers the space, comfort, and updates you've been looking for. Enjoy spacious bedrooms and inviting living areas with plenty of room to relax and entertain. The kitchen features newer cabinets, while the newer furnace provides added efficiency and peace of mind. Outside, the fully fenced yard is ideal for pets, play, or backyard gatherings. Move-in ready and full of value, this home is a great opportunity to start building equity and make homeownership a reality.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
Coquillard Primary CenterGrades PK-51.5 mi
4/10
2/10
Washington High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 80

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 710334483006.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,039 sqft
  • Features: 0-2.9999
  • Lot size dimensions: 40x126

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$116$1,392
Property Taxes $142$1,704
Electricity $184$2,212
Total$1,098$13,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,645/yr
40% on housing$32,940/yr
45% on housing$29,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$103
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Contingent$129,900
2026-06-29Listed for sale$129,900
2026-06-26Contingent$129,900
2026-06-24Listed for sale$129,900
2021-04-16Listing removed--
2021-03-16Pending sale$69,900
2021-03-14Listed for sale$69,900

For Sale by Agent

AgentPenny Seegers
BrokerageeXp Realty, LLC

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