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2811 Fredrickson St, South Bend, IN, 46628

3beds
1baths
972sqft
$129,900
$134price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

DOUBLE LOT INCLUDED! Opportunities like this don't come along often. Owned and maintained by the same family for decades, this 3-bedroom, 1-bath ranch is situated on a beautifully shaded oversized homesite and offers the space, privacy, and potential today's buyers are searching for. The sale includes an additional .11-acre parcel (Parcel #71-08-03-305-019.000-026), creating a yard that feels more like a private park than a typical city lot. From the moment you arrive, you'll appreciate the home's exceptional curb appeal, mature trees, and welcoming setting. Inside, the functional floor plan offers 972 square feet of living space, including a spacious living room, dedicated dining area, three bedrooms, and a full bath. Hardwood floors are believed to be located beneath the carpet in the living room, hallway, and all three bedrooms, offering an exciting opportunity to uncover and restore their original beauty. Need more space? The full basement is an open slate ready for whatever comes next—family room, game room, workshop, home gym, hobby space, or simply outstanding storage. A utility sink and water softener are already in place. Outside, the large off-alley parking area provides plenty of room for vehicles, while the storage shed offers additional space for tools and lawn equipment. Whether you're hosting summer gatherings under the shade trees, gardening on the extra lot, or simply enjoying the wide-open green space, this property offers room to live, play, and grow. Homes with this much yard space, mature trees, hardwood floors, and future potential are becoming increasingly difficult to find. Don't miss your opportunity to make this one your own.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
4/10
2/10
Washington High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 972

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 972 sqft

Property

Details

  • Parcel number: 710803305020.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 40x120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$116$1,392
Property Taxes $97$1,164
Electricity $184$2,212
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$103
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$129,900

For Sale by Agent

AgentGreg G Gray
BrokeragePolack Realty

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