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2528 SE 6th St, Des Moines, IA, 50315

6beds
3baths
960sqft
$289,900
$302price/sqft
$2,188/moest. monthly cost
$87,520/yrincome needed

About This Home

Great Investment Opportunity! Spacious home featuring 6 bedrooms plus a 7th non-conforming room—perfect for extra living space, an office, or guests. Main floor has 1 bathroom and 2 bathrooms in basement. Baement has a private entrance that makes it conviniet for potential tenants. Two kitchens—one on the main floor and one in the basement—ideal for multi-generational living or rental potential.The basement setup offers a fantastic opportunity to generate rental income while living comfortably on the main floor. Private parking for up to 8 vehicles—rare and convenient! This property is perfect for buyers looking to create passive income or simply enjoy a home with plenty of space.

Getting Around

46
WalkingCar-Dependent
29
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

4/10
Howe Elementary SchoolGrades K-50.2 mi
1/10
Weeks Middle SchoolGrades 6-80.6 mi
1/10
Lincoln High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Separate/Formal Dining Room
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 01006324000000
  • Zoning: Res

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 6,600 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$206$2,472
Property Taxes $396$4,752
Electricity $121$1,452
Total$2,188$26,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,017/yr
40% on housing$65,640/yr
45% on housing$58,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 50315$120
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50315$190
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$305,000
2026-04-21Listing removed$299,000
2026-03-11Price change$299,000
2026-01-22Price change$309,000
2025-10-21Listed for sale$315,000
2010-02-17Sold$15,000
2009-10-31Price change$16,830
2009-09-30Listed for sale$17,900
2001-11-16Sold$45,900

For Sale by Agent

AgentZamora, Jocelyn
BrokerageIowa Realty South

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