1106 N Saint Joseph St, South Bend, IN, 46617
About This Home
Welcome to this stunning Harter Heights home, where timeless character meets modern convenience. Offering over 3,800 square feet of living space, this beautifully updated 5-bedroom, 3.5-bath residence features a major 2019 addition that transformed the home with a spacious new kitchen and luxurious primary suite. The heart of the home is the impressive kitchen, complete with a gorgeous center island, abundant cabinetry, stainless steel appliances including a double oven, and ample space for gathering and entertaining. Original charm shines throughout with hardwood floors, classic architectural details, and a cozy fireplace anchoring the living room. Convenient main-floor amenities include a spacious mudroom and laundry area, along two spacious bedrooms. Upstairs, you'll find three generously sized bedrooms, all with ample closet space. The finished lower level provides additional living and entertaining space, perfect for recreation, hobbies, or hosting family and friends. Outside, enjoy a fenced backyard designed for outdoor fun, celebrations, and relaxation. Other notable features include a formal dining room, single-car garage, and a new HVAC system installed in 2020. Located in highly desirable Harter Heights, this exceptional home offers the perfect blend of historic charm, modern updates, and generous living space in one of the area's most sought-after neighborhoods. So don't wait - schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1941
Materials
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
- Laundry features: Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Partially Finished,Block,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- 1st Bdrm En Suite,Bookcases,Ceiling Fan(s),Countertops-Solid Surf,Eat-in Kitchen,Kitchen Island,Pantry,Double Vanity,Stand Up Shower,Tub/Shower Combination,Custom Cabinetry
- Flooring: Hardwood,Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 450
- Finished area above ground: 2,641
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,341
- Total interior livable area: 3,091 sqft
Property
Details
- Parcel number: 710801177010.000026
Features
- Levels: One and One Half
- Stories: 1
- Fencing: Full,Privacy,Wood
Lot
- Lot size: 5,662 sqft
- Features: Level,0-2.9999
- Lot size dimensions: 46X119
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,449 | $53,388 |
| Home Insurance * | $479 | $5,748 |
| Property Taxes | $697 | $8,364 |
| Electricity | $283 | $3,400 |
| Total | $5,908 | $70,896 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $879,900 |
| 2026-06-18 | Listed for sale | $879,900 |
| 2026-06-14 | Listing removed | -- |
| 2026-06-13 | Listed for sale | $929,900 |
| 2013-04-21 | Listing removed | $159,000 |
| 2013-03-27 | Listed for sale | $159,000 |
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