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1915 Churchill Dr, South Bend, IN, 46617

3beds
2baths
1,852sqft
$364,900
$197price/sqft
$2,882/moest. monthly cost
$115,280/yrincome needed

About This Home

Location is everything, and this property sits in an incredibly desirable neighborhood known for its unbeatable convenience. Central to everything you could possibly need, you are just minutes away from premier shopping, campus events, and the vibrant energy of downtown. This highly sought-after area boasts a proven track record of stability and appeal, keeping you perfectly connected to the best the city has to offer. Featuring the ease of true one-level living, the house does need some updates, presenting a fantastic blank canvas to bring your own design ideas and add personalized value. With a truly premier location and incredible potential, this home provides a unique opportunity to create an effortless lifestyle close to it all.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
67
BikeBikeable

Schools

3/10
Nuner Fine Arts AcademyGrades PK-51.9 mi
4/10
5/10
Adams High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 50

Family Room

  • Level: Main
  • Area: 294

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,852

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,852
  • Total interior livable area: 1,852 sqft

Kitchen

  • Level: Main
  • Area: 171

Living Room

  • Level: Main
  • Area: 403

Property

Details

  • Parcel number: 710906427008.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 98X104

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$198$2,376
Property Taxes $655$7,860
Electricity $184$2,212
Total$2,882$34,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,811/yr
40% on housing$86,460/yr
45% on housing$76,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 46617$251
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46617$167
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$359,900
2026-07-14Price change$364,900
2026-06-19Listed for sale$379,000

For Sale by Agent

AgentEric M Bomkamp
BrokerageIrish Realty

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