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1229 Miner St, South Bend, IN, 46617

3beds
2baths
1,335sqft
$399,000
$299price/sqft
$3,002/moest. monthly cost
$120,080/yrincome needed

About This Home

Located close to University of Notre Dame and Eddy Street Commons, this 3-bedroom, 2-bath home has been completely redone by XML Construction, offering a like-new feel with thoughtful, modern finishes throughout. Currently operating as an active Airbnb, this property presents a great opportunity for both owner-occupants and investors alike. The open-concept layout features hand-stained hardwood floors, crisp white trim, and a stylish kitchen with open shelving and full backsplash. The primary suite includes a private full bath with tiled shower. The partially finished basement adds flexible living space, while the oversized two-car attached garage features a durable epoxy floor. Outside, the new roof, siding, and fully covered porch complete the home’s curb appeal. Move-in ready with style, function, and income potential throughout!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

--
Studebaker Primary CenterGrades PK-121.9 mi
3/10
1/10

Construction

Condition

  • Year built: 1923

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Brick

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • 1st Bdrm En Suite,Ceiling Fan(s)
  • Finished area below ground: 369
  • Finished area above ground: 966

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,556
  • Total interior livable area: 1,335 sqft

Property

Details

  • Parcel number: 710906352016.000026

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 123x36

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$217$2,604
Property Taxes $584$7,008
Electricity $184$2,212
Total$3,002$36,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,925/yr
40% on housing$90,060/yr
45% on housing$80,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 46617$251
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46617$167
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$399,000
2026-04-11Listing removed$419,900
2025-11-22Price change$419,900
2025-10-14Listed for sale$424,900
2023-10-06Sold$105,000
2023-10-01Pending sale$114,900
2023-09-13Price change$114,900
2023-08-18Listed for sale$119,900
2016-05-26Listing removed$600
2011-08-29Listing removed$495
2011-07-01Listed for rent$495
2008-04-09Sold$8,500
2007-12-27Sold$28,916
2005-11-14Sold$26,000

For Sale by Agent

AgentJoey Atkins
BrokerageAt Home Realty Group

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