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754 S Ironwood Dr, South Bend, IN, 46615

2beds
2baths
1,356sqft
$60,000
$44price/sqft
$586/moest. monthly cost
$23,440/yrincome needed

About This Home

This cape cod style single family home offers 2 bedrooms and 2 bathrooms with approximately 1356 square feet of living space on a 0.12 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. There are no inspection or financing contingencies on this cash only purchase. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

4/10
Nuner Fine Arts AcademyGrades PK-50.6 mi
4/10
5/10
Adams High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1923

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Property

Details

  • Parcel number: 710908352014000026
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$40$480
Property Taxes $59$708
Electricity $184$2,212
Total$586$7,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,091/yr
40% on housing$17,580/yr
45% on housing$15,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 46615$108
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46615$139
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Sold$124,100
2026-01-28Listed for sale$144,900
2021-09-22Sold$135,000
2021-08-06Pending sale$135,000
2021-03-24Listing removed--
2017-10-11Listing removed$1,100
2017-09-29Listed for rent$1,100
2012-12-03Sold$32,000
2012-09-19Price change$28,500
2012-05-17Listed for sale$62,500
2005-04-04Sold$94,500

Unknown Listed By

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