809 E Victoria St, South Bend, IN, 46614
About This Home
This charming and updated south side bungalow offers the perfect blend of character, comfort, and convenience. The wide enclosed front porch welcomes you and is a perfect place for enjoying morning coffee. Step into the open floor plan with flow through the living room with fireplace, separate dining area, fresh paint, and beautiful hardwoods throughout. Imagine yourself sitting around the table in the separate dining room. Stay cool this summer with a brand new Central Air Conditioner and smart thermostat, allowing you to adjust and program your home's temperature from your smartphone, whether you're home or away. The home offers two spacious bedrooms and bonus space upstairs ideal for hobbies, storage, or a workspace. The kitchen features all new appliances, and the bathroom has been refreshed with a new vanity. Major mechanical updates provide peace of mind, including a new high efficiency, furnace and new air conditioner. Enjoy outdoor living in the large backyard with a back deck that’s perfect for entertaining. The detached 2-car garage provides excellent storage and parking options, and the basement offers additional storage space. Conveniently located near shopping, dining, schools, and Studebaker Golf Course, this home is nestled on wide, sidewalk-lined streets and offers both comfort and convenience.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Washer,Dryer-Gas,Electric Range
- Laundry features: Gas Dryer Hookup,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 300
Features
- Laminate Counters,Stand Up Shower
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 944
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,880
- Total interior livable area: 944 sqft
Kitchen
- Level: Main
- Area: 99
Living Room
- Level: Main
- Area: 182
Property
Details
- Parcel number: 710824227019.000026
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Enclosed
Lot
- Lot size: 5,793 sqft
- Features: Level,City/Town/Suburb
- Lot size dimensions: 44x132
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $139 | $1,668 |
| Electricity | $184 | $2,212 |
| Total | $1,171 | $14,052 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Listed for sale | $150,000 |
| 2026-06-19 | Listing removed | $175,000 |
| 2026-05-27 | Price change | $175,000 |
| 2026-04-17 | Listed for sale | $185,000 |
| 2026-03-15 | Listing removed | -- |
| 2026-03-15 | Listed for sale | $185,000 |
| 2026-03-05 | Sold | $60,200 |
| 2026-02-06 | Price change | $175,000 |
| 2025-12-15 | Listed for sale | $165,000 |
| 2025-12-01 | Pending sale | $165,000 |
| 2025-11-21 | Listed for sale | $165,000 |
| 2025-11-05 | Listing removed | -- |
| 2025-10-23 | Listed for sale | $85,000 |
| 2020-07-27 | Listing removed | $98,000 |
| 2020-07-13 | Pending sale | $98,000 |
| 2020-07-10 | Listed for sale | $98,000 |
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