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214 E Oakside St, South Bend, IN, 46614

3beds
1baths
1,237sqft
$185,000
$150price/sqft
$1,400/moest. monthly cost
$56,000/yrincome needed

About This Home

Charming home with a cozy and functional floor plan offering plenty of flexible living space. The main level features two bedrooms, while upstairs includes a third bedroom and a spacious landing area that could serve as a potential fourth bedroom, playroom, or office space. The galley kitchen includes convenient breakfast bar seating, perfect for casual dining and entertaining. A practical backdoor mudroom provides the ideal setup for storage, pet supplies, or dog crates. The walk-out unfinished basement offers excellent storage space and potential for future use. Outside, enjoy the massive fenced backyard along with both a two-car detached garage and one-car attached garage for ample parking and storage.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Monroe Elementary SchoolGrades K-50.2 mi
4/10
Jackson Middle SchoolGrades 6-81.6 mi
3/10
Riley High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Upper
  • Area: 216

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,237

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,948
  • Total interior livable area: 1,237 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 710824182004.000026

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.29 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 88X141

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$111$1,332
Property Taxes $170$2,040
Electricity $184$2,212
Total$1,400$16,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,000/yr
40% on housing$42,000/yr
45% on housing$37,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$124
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$185,000
2026-07-06Price change$195,000
2026-05-29Listed for sale$200,000
2023-12-18Sold$147,000
2023-11-17Pending sale$142,500
2023-11-05Price change$142,500
2023-10-21Listed for sale$145,000
2020-07-27Listing removed$130,000
2020-06-08Pending sale$130,000
2020-05-22Listed for sale$130,000
2018-10-16Sold$10,812

For Sale by Agent

AgentAnna Gilsinger
BrokerageRE/MAX Results

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