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2230 S Meade St, South Bend, IN, 46613

3beds
1baths
1,336sqft
$190,000
$142price/sqft
$1,555/moest. monthly cost
$62,200/yrincome needed

About This Home

Welcome home to this move-in ready, beautifully renovated single-family residence! Featuring modern updates throughout, this 3-bedroom, 1-bath home showcases brand-new flooring, crisp modern paint, and a fully updated kitchen equipped with clean white cabinetry, stylish hardware, and stone-look countertops. The refreshed full bath boasts contemporary fixtures and modern finishes. Head downstairs to find a spacious, partially finished full basement offering fantastic flexibility—complete with an extra-bonus room that easily functions as a 4th bedroom, home office, or gym. Additional features include an attached 1-car garage and a lush, tree-lined lot. Every detail has been done for you—just move in and enjoy!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Monroe Elementary SchoolGrades K-52.1 mi
4/10
Jackson Middle SchoolGrades 6-83.0 mi
3/10
Riley High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 300
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 1,336 sqft

Property

Details

  • Parcel number: 710815381012.000026

Lot

  • Lot size: 5,227 sqft
  • Features: Level
  • Lot size dimensions: 42 X 128

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$250$3,000
Property Taxes $161$1,932
Electricity $184$2,212
Total$1,555$18,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,314/yr
40% on housing$46,650/yr
45% on housing$41,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 46613$55
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46613$101
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$190,000
2021-04-14Sold$120,000
2021-02-12Pending sale$120,000
2021-01-05Listed for sale$120,000
2020-12-23Pending sale$120,000
2020-12-12Listed for sale$120,000
2014-05-29Listing removed$36,000
2014-05-01Listed for sale$36,000

For Sale by Agent

AgentCynthia M Acosta
BrokerageCentury 21 Circle

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