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52340 Harvest Dr, South Bend, IN, 46637

5beds
4baths
2,740sqft
$399,000
$146price/sqft
$2,781/moest. monthly cost
$111,240/yrincome needed

About This Home

Tucked on a beautifully sized 0.80-acre corner lot in one of South Bend's most convenient north side locations, this spacious two-story home offers room to spread out without sacrificing easy access to Notre Dame, downtown, the St. Joseph River, parks, shopping, and the airport. With 5 bedrooms, 3.5 bathrooms, and 2,740 square feet, the flexible design works equally well for growing households, or anyone needing dedicated guest, office, or hobby space. The heart of the home is a dramatic two-story family room that flows into the kitchen and dining area, creating an open gathering space filled with natural light. Hardwood floors extend through much of the main level, while a second fireplace provides another inviting place to relax or entertain. The updated kitchen and refreshed bathrooms blend modern comfort with timeless style. The main level features three bedrooms, including a private primary suite with custom closet system and large updated bathroom, while two additional upstairs bedrooms offer ideal separation for guests or work-from-home flexibility. A spacious laundry and mudroom with exterior access keeps everyday life organized, and the unfinished basement provides nearly 1,000 square feet ready for storage, a workshop, fitness area, or future expansion. Since purchasing the home, the sellers have completed numerous improvements, including a new metal roof (2019), all new skylights, HVAC (2022), new gas water heater (2025), fresh interior and exterior paint, remodeled or refreshed bathrooms, and updated mechanicals. Vinyl replacement windows were installed in 2015, giving buyers peace of mind for years to come. Outside, the fenced backyard offers plenty of space to play, garden, or entertain, while the oversized property provides room for a future outbuilding if desired. An attached two-car garage and mature setting complete a property that offers the space of country living while remaining minutes from everything South Bend has to offer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Darden Primary CenterGrades PK-51.8 mi
4/10
5/10
Adams High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Limestone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Electric Oven,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Sink,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling-9+,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Stone Counters,Entrance Foyer,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Window features: Skylight(s),Window Treatments
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,740

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,708
  • Total interior livable area: 2,740 sqft

Property

Details

  • Parcel number: 710323252001.000003
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch Covered
  • Exterior features: Fire Pit
  • Fencing: Chain Link

Lot

  • Lot size: 0.80 Acres
  • Features: Level,Sloped,Rural Subdivision,Near Walking Trail
  • Lot size dimensions: 122X287

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$215$2,580
Property Taxes $298$3,576
Electricity $251$3,014
Total$2,781$33,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,348/yr
40% on housing$83,430/yr
45% on housing$74,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$156
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$399,000
2026-07-23Listed for sale$399,000
2018-01-31Sold$199,900
2017-12-14Listed for sale$199,900
2016-05-23Sold$179,500
2016-02-17Listing removed$179,500
2016-02-04Price change$179,500
2015-12-08Price change$185,000
2015-11-19Price change$225,000
2015-11-10Listed for sale$235,000
2013-04-26Listing removed$119,900
2013-02-25Price change$119,900
2012-11-28Price change$129,900
2012-06-09Price change$139,500
2012-04-27Price change$149,500
2012-01-07Price change$159,900
2011-08-24Listed for sale$168,000

For Sale by Agent

AgentTommy Kraemer
BrokerageColdwell Banker Real Estate Group

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