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18231 Wagon Ln, South Bend, IN, 46637

3beds
2baths
1,810sqft
$275,000
$152price/sqft
$2,199/moest. monthly cost
$87,960/yrincome needed

About This Home

Step inside this inviting 3-bedroom, 2-bath condo in the sought-after Country Village at Georgetown community and feel right at home. The spacious great room welcomes with a cozy fireplace, creating the perfect gathering space for relaxing evenings or entertaining guests. Just beyond, the kitchen offers updated appliances replaced last year and easy access to the dining area, making everyday living and hosting a breeze. Enjoy your morning coffee or unwind at the end of the day in the bright sunroom overlooking the open patio and backyard trees. The main-level laundry room adds convenience to daily life, while the primary suite provides a comfortable retreat with its walk-in closet and private full bath. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. Downstairs, the partially finished basement provides extra space for recreation, fitness, storage, or whatever fits your lifestyle. A high-efficiency furnace helps keep the home comfortable year-round, and the attached 2-car garage offers protection from the elements and additional storage. You will love the advantages of living in Country Village at Georgetown with its low-maintenance lifestyle. The HOA takes care of exterior siding and roof maintenance, lawn mowing and yard care, lawn irrigation, and snow removal, allowing you to spend more time enjoying your home and less time worrying about upkeep. Located just minutes from the University of Notre Dame, shopping, restaurants, and everyday conveniences, this well-maintained condo combines comfort, convenience, and easy living in one attractive package.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Darden Primary CenterGrades PK-50.7 mi
4/10
5/10
Adams High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium,Duplex

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Partially Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 378
  • Finished area above ground: 1,432

Heating & Cooling

  • Heating features: Natural Gas,Conventional,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 1,810 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 325

Property

Details

  • Parcel number: 710419226029.000003
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 3,920 sqft
  • Features: Level,0-2.9999,Rural Subdivision,Landscaped
  • Lot size dimensions: 52 x 78

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$148$1,776
Property Taxes $477$5,724
Electricity $184$2,212
Total$2,199$26,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,394/yr
40% on housing$65,970/yr
45% on housing$58,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$156
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$275,000
2026-07-13Price change$275,000
2026-06-24Listed for sale$285,900

For Sale by Agent

AgentDouglas Birkey
BrokerageCressy & Everett - South Bend

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