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52191 Carriage Hills Dr, South Bend, IN, 46635

5beds
3baths
2,880sqft
$389,000
$135price/sqft
$2,780/moest. monthly cost
$111,200/yrincome needed

About This Home

Step into this spacious 5-bedroom, 2.5-bath home located just 10 minutes from Notre Dame. Designed for flexibility, the property features three versatile living spaces perfect for entertaining, studying, or relaxing. The updated kitchen shines with stainless steel appliances, modern finishes, and plenty of storage. Each bedroom offers generous closet space, providing comfort and convenience throughout. Enjoy outdoor living on the back deck overlooking a large, open backyard—ideal for gatherings, pets, or play. Additional highlights include a dedicated laundry room in the basement, and a 2-car attached garage for easy parking and storage. This home delivers space, functionality, and an unbeatable location.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
3/10
Clay Intermediate CenterGrades PK-81.8 mi
2/10
Clay High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range,Gas Water Heater,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 132

Family Room

  • Level: Main
  • Area: 336

Features

  • Fireplace features: None
  • Finished area below ground: 900
  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,060
  • Total interior livable area: 2,880 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 182

Office

  • Level: Lower
  • Area: 120

Property

Details

  • Parcel number: 710420105019.000003
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Play/Swing Set

Lot

  • Lot size: 0.29 Acres
  • Features: Level
  • Lot size dimensions: 90X141

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$205$2,460
Property Taxes $345$4,140
Electricity $264$3,168
Total$2,780$33,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,314/yr
40% on housing$83,400/yr
45% on housing$74,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 46635$121
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46635$127
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$394,500
2026-02-26Listed for sale$397,000
2025-02-25Sold$340,000
2025-02-06Pending sale$359,000
2025-01-14Price change$359,000
2024-12-24Listed for sale$359,900
2024-11-18Listing removed$385,000
2024-10-04Price change$385,000
2024-09-12Price change$349,900
2024-08-18Listed for sale$359,900
2023-04-24Sold$185,000
2023-04-06Contingent$198,000
2023-04-05Listed for sale$198,000

For Sale by Agent

AgentAlyssa R Lopez
BrokerageMilestone Realty, LLC

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