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17202 Pencross Dr, Granger, IN, 46530

4beds
4baths
3,613sqft
$469,900
$130price/sqft
$3,264/moest. monthly cost
$130,560/yrincome needed

About This Home

Ranch + walkout + half acre in Knollwood West with over 3,600 finished sq ft and a layout you won’t find often in today’s Granger market. This 4 bedroom, 3.5 bath ranch in Granger, Indiana offers the space, flexibility, and setting buyers are searching for, just minutes from Knollwood Country Club, shopping, dining, and etc. Inside, the open floor plan is designed for both daily living and entertaining, featuring cohesive luxury vinyl plank flooring, crown molding, barn doors, and a cozy fireplace anchoring the main living space. The updated kitchen stands out with one-of-a-kind hard surface countertops, abundant cabinetry, breakfast bar seating, and a rare three-oven setup (1 gas, 2 electric), ideal for hosting in the formal dining room or stepping out to the elevated deck and patio overlooking the private backyard. A flexible and rare layout offers two potential primary suites connected by a Jack-and-Jill bath. One includes a spacious walk-in closet and direct deck access, while the other offers multiple closets and convenient access to a recently updated full bath on the main level. Main floor laundry adds everyday convenience. The light-filled walkout basement expands your living space with endless possibilities, perfect for a recreation room, guest suite, home office, or entertaining space, along with a 4th bedroom. Major mechanicals already updated with a brand new furnace, roof, and gutters for the next owner's added peace of mind.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
3/10
Clay Intermediate CenterGrades PK-83.0 mi
2/10
Clay High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Refrigerator,Washer,Dryer-Gas,Humidifier,Exhaust Fan,Oven-Built-In,Convection Oven,Double Oven,Electric Oven,Gas Range,Water Filtration System,Gas Water Heater,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 180

Family Room

  • Level: Main
  • Area: 374

Features

  • 1st Bdrm En Suite,Breakfast Bar,Bookcases,Walk-In Closet(s),Crown Molding,Entrance Foyer,Kitchen Island,Open Floorplan,Double Vanity,Wet Bar,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 2,313

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,626
  • Total interior livable area: 3,613 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 710408478008.000003

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Exterior features: Irrigation System,Basketball Goal

Lot

  • Lot size: 0.49 Acres
  • Features: Corner Lot,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 110X183

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$199$2,388
Property Taxes $358$4,296
Electricity $331$3,974
Total$3,264$39,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,908/yr
40% on housing$97,920/yr
45% on housing$87,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 46530$178
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46530$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$494,900
2026-04-16Listed for sale$499,900
2026-03-26Listing removed$499,900
2026-02-24Listed for sale$499,900
2019-06-28Sold$210,000
2019-05-17Listed for sale$220,000
2015-12-22Sold$163,000
2015-10-23Listed for sale$179,900
2015-04-26Listing removed$169,900
2015-03-11Price change$169,900
2015-02-19Price change$179,900
2015-02-09Listed for sale$199,900
2009-06-02Listing removed$1,400
2009-02-06Listed for sale$1,400
2009-01-26Sold$185,000

For Sale by Agent

AgentAaron C Cowham
BrokerageHoward Hanna SB Real Estate

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