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1237 Hampshire Dr, South Bend, IN, 46614

4beds
2baths
1,968sqft
$299,000
$152price/sqft
$2,186/moest. monthly cost
$87,440/yrincome needed

About This Home

Wonderful opportunity to live in this highly coveted subdivision. This Tri level home is perfect for a growing family. Offering 4 bedrooms, two full baths, a spacious kitchen with plenty of cabinet space, living room, family room in the lower level. Access the jumbo deck off of the dining room to enjoy the extra large backyard that has been amazing for relaxation & entertainment. This home also has easy access to the highways and byways and is close to some great shopping and restaurants. Lots of updates which includes: New siding, new windows, new back doors, new water heater, new A/C, new fence, newer deck, kitchen and bathroom has been redone in recent years. Schedule your private showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
4/10
Jackson Middle SchoolGrades 6-80.8 mi
3/10
Riley High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Walk-Out Access

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 500
  • Finished area above ground: 1,468

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Property

Details

  • Parcel number: 710931305016.000002

Features

  • Levels: Tri-Level

Lot

  • Lot size: 0.31 Acres
  • Features: Level
  • Lot size dimensions: 100X135

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$179$2,148
Property Taxes $312$3,744
Electricity $184$2,212
Total$2,186$26,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,948/yr
40% on housing$65,580/yr
45% on housing$58,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$122
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$315,000
2008-05-30Listing removed$130,000
2008-05-01Price change$130,000
2008-02-26Listed for sale$135,000

For Sale by Agent

AgentThomas Capers
BrokerageCapers Realty

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