See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2612 Belknap Ln, Mishawaka, IN, 46544

4beds
3baths
2,901sqft
$345,000
$119price/sqft
$2,507/moest. monthly cost
$100,280/yrincome needed

About This Home

Here it is folks! Up at the top of the Hill in Highly Sought-after Blair Hills "Governours Square"!!! Up here, everyone knows each other, and its like a big family atmosphere! Well Loved (4) bed (2.5) bath on a huge corner lot. New Carpet, Beautiful paint colors and extremely well maintained mechanicals await its new owner. Pride of ownership oozes from this one, when you see the landscaping, the lawn, and the amazing heated mechanics dream garage! Partially finished basement with fireplace is great, and it still has ample storage in the mechanical room. All Mishawaka utilities, this home is worry free, and just a few steps to the common area playground. If you want a place where you still dont have to worry about the kids riding their bikes on their own, its here! Schedule your showing b4 its gone!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
6/10
10/10
Penn High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Concrete,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling Fan(s),Laminate Counters,Entrance Foyer
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 665
  • Finished area above ground: 2,236

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,068
  • Total interior livable area: 2,901 sqft

Property

Details

  • Parcel number: 710927206001.000022

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System
  • Has spa: Yes
  • Spa features: Jet Tub

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 85X98.2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$208$2,496
Property Taxes $290$3,480
Electricity $265$3,191
Total$2,507$30,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,954/yr
40% on housing$75,210/yr
45% on housing$66,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 46544$108
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46544$137
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$335,000
2026-07-28Price change$345,000
2026-07-17Listed for sale$355,000

For Sale by Agent

AgentLance Roush
BrokerageRE/MAX 100

Similar Homes