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1623 Rockwood Ln, Mishawaka, IN, 46545

4beds
3baths
2,488sqft
$360,000
$145price/sqft
$2,550/moest. monthly cost
$102,000/yrincome needed

About This Home

Welcome to 1623 Rockwood Lane, a spacious 4-bedroom, 2.5-bath condo villa offering 2,488 sq. ft. of finished living space in the desirable community of The Forest. Tucked away on a quiet cul-de-sac, this home offers a wonderful combination of privacy, peaceful water views, and convenient low-maintenance living. The inviting main level features cathedral ceilings, large windows that fill the home with natural light, a comfortable living room, dining area, and family room with a cozy gas-log fireplace. The kitchen flows easily into the main living spaces, making the layout ideal for both everyday living and entertaining. The main-floor primary suite features a private ensuite with a jetted tub, separate shower, dual vanity, and walk-in closet. Main-floor laundry and a convenient half bath complete the main level. Upstairs are three additional bedrooms, a full bath, and a finished attic area providing valuable additional storage. Step outside to enjoy the screened-in deck or relax on the large open deck overlooking the water—a peaceful setting for morning coffee, entertaining, or simply unwinding at the end of the day. Two-car attached garage. Located in the sought-after Penn-Harris-Madison School District, this villa offers generous living space, beautiful natural light, water views, and the privacy of a quiet cul-de-sac—all in a desirable Mishawaka location. Schedule your showing today.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
8/10
Schmucker Middle SchoolGrades 6-82.9 mi
10/10
Penn High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick,Cedar,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 63

Family Room

  • Level: Main
  • Area: 624

Features

  • 1st Bdrm En Suite,Ceiling-9+,Cathedral Ceiling(s),Walk-In Closet(s),Entrance Foyer,Soaking Tub,Open Floorplan,Main Level Bedroom Suite
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,488

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,488
  • Total interior livable area: 2,488 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 176

Property

Details

  • Parcel number: 710434456008.000022

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deck on Waterfront,Pond

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$214$2,568
Property Taxes $288$3,456
Electricity $228$2,736
Total$2,550$30,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,428/yr
40% on housing$76,500/yr
45% on housing$68,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$125
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$360,000
2026-07-24Listed for sale$360,000

For Sale by Agent

AgentMichele Vanlue
BrokerageCOLLINS and CO REALTORS - PLYMOUTH

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