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1809 E McKinley Ave, Mishawaka, IN, 46545

2beds
1baths
840sqft
$208,000
$248price/sqft
$1,368/moest. monthly cost
$54,720/yrincome needed

About This Home

COZY 2 BEDROOM 1 BATH IN MISHAWAKA, LOCATED IN AWARD WINNING PENN SCHOOL DISTRICT, WELL MAINTAINED HOME WITH MODERN KITCHEN AND BATHROOM UPDATES, HARDWOOD FLOORS THROUGHOUT AND THE MAJORITY OF THE WINDOWS HAVE BEEN UPDATED, EXTERIOR OF HOME WAS PAINTED IN 2021. HOME HAS A ONE STALL HEATED ATTACHED GARAGE ALONG WITH EXTENDED CEMENT DRIVEWAY PAD AND ADDED CAR PORT, TWO LARGE EXTERIOR SHEDS ONE OF WHICH HAS ELECTRIC SERVICE, EXTREMLY SPACIOUS BACKYARD FOR GATHERINGS AND OUTSIDE ENTERTAINING ALONG WITH A LOVELY COVERED FRONT PORCH WITH BUILT IN BRICK FLOWER PLANTERS AND A LOVELY PORCH SWING, WATER HEATER WAS REPLACED IN 2019, THIS HOME WILL NOT LAST LONG SO SET UP A SHOWING RIGHT AWAY!!! SELLERS WILL NEED 48 HOURS TO RESPOND TO ALL OFFERS

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
8/10
Schmucker Middle SchoolGrades 6-82.2 mi
10/10
Penn High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Dryer-Electric,Gas Oven,Gas Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Tub/Shower Combination
  • Window features: Window Treatments
  • Flooring: Hardwood,Laminate,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 710911126002.000022
  • Zoning: R1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: Partial,Chain Link,Pet Fence

Lot

  • Lot size: 0.42 Acres
  • Features: Level,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 260 X 70

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Heated Garage,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,051$12,612
Home Insurance *$123$1,476
Property Taxes $10$120
Electricity $184$2,212
Total$1,368$16,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,902/yr
40% on housing$41,040/yr
45% on housing$36,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$127
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$208,000
2026-08-03Price change$208,000
2026-07-24Listed for sale$215,000
2018-03-03Sold$69,900
2018-01-25Listed for sale$69,900

For Sale by Agent

AgentBrett Boomhower
BrokerageMilestone Realty, LLC

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