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1526 S Main St, Mishawaka, IN, 46544

3beds
2baths
2,424sqft
$319,900
$132price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

This home sits on a little bit of country within in the city. It sit's on 1.15 acres on the south side of Mishawaka and is located in PHM school district, this 3 bedroom, 1.5 baths, 2 car attached garage with an addition 1 car detached garage home has a large living room with fireplace, large eat-in kitchen or could be used as a formal dinning room area also. There is a nice size room off the kitchen which could be used for storage, a pantry or craft room. The home has original hardwood floors and tile throughout. The finished basement is a nice size with a woodburning fireplace for holiday gatherings.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
10/10
Penn High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Freezer,Oven-Built-In,Electric Oven,Gas Water Heater,Water Softener Owned
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Stand Up Shower,Tub and Separate Shower,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning,Basement,Two
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,624

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,248
  • Total interior livable area: 2,424 sqft

Property

Details

  • Parcel number: 710921278058.000022

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 1.15 Acres
  • Features: Level,0-2.9999,City/Town/Suburb,Landscaped
  • Lot size dimensions: 100 X 500

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$193$2,316
Property Taxes $277$3,324
Electricity $222$2,666
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46544$108
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46544$137
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$319,900
2026-07-10Price change$338,900
2026-06-16Listed for sale$348,900

For Sale by Agent

AgentMelanie Brennan
BrokerageNorth Star Realty

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