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646 E Maryland St, Evansville, IN, 47711

3beds
2baths
1,508sqft
$127,000
$84price/sqft
$1,147/moest. monthly cost
$45,880/yrincome needed

About This Home

Spacious Single-Level Living! This 3-bedroom, 2 full bathroom home offers comfortable living all on one level with a functional layout and plenty of room to spread out. You’ll love the ample closet space throughout, plus a versatile bonus room that could easily serve as a potential 4th bedroom, office, or flex space. Step outside to enjoy a large backyard, perfect for entertaining, pets, gardening, or relaxing. Recent updates provide added value and peace of mind, including a new HVAC system, new flooring, and more!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
8/10
North Junior High SchoolGrades 7-89.0 mi
8/10
New Tech InstituteGrades 9-122.2 mi

Construction

Condition

  • Year built: 1914

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Office

  • Level: Main
  • Area: 99

Property

Details

  • Parcel number: 820620025093.019029

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 36x130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$95$1,140
Property Taxes $226$2,712
Electricity $184$2,212
Total$1,147$13,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,325/yr
40% on housing$34,410/yr
45% on housing$30,586/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 47711$85
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47711$132
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$130,000
2024-05-13Sold$106,500
2024-04-11Pending sale$109,000
2024-04-06Listed for sale$109,000
2019-11-09Listing removed$650
2019-10-30Listed for rent$650
2018-08-16Listing removed$650
2018-08-07Listed for rent$650

For Sale by Agent

AgentRyan Matt
BrokerageRyBrand Realty

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