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1124 Spruce St, Evansville, IN, 47710

3beds
1baths
1,539sqft
$113,000
$73price/sqft
$1,033/moest. monthly cost
$41,320/yrincome needed

About This Home

This one-and-a-half story home near Evansville’s West Side features 3 bedrooms and 1 bath. Enter from the front porch into the eat-in kitchen, featuring space for a dining table and easy access to the main living areas. The living room sits just off the kitchen and connects to the full updated bathroom with main floor laundry, along with access to the enclosed back porch. Two bedrooms are located on the main level, with a third bedroom upstairs providing additional privacy. LVP flooring runs throughout, offering a cohesive, low-maintenance finish. Outside, the fenced backyard provides a great amount of space, along with a detached 1-car garage. Currently being rented for $1350/month so plenty of opportunity for an investor or waiting for its new owner-occupant as well!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
7/10
Central High SchoolGrades 9-122.9 mi
8/10
New Tech InstituteGrades 9-123.6 mi

Construction

Condition

  • Year built: 1904

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,Cellar,Brick

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 220

Features

  • Tray Ceiling(s),Laminate Counters,Eat-in Kitchen,Split Br Floor Plan,Tub/Shower Combination
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,539

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Kitchen

  • Level: Main
  • Area: 270

Living Room

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 820524028046.007029

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch Covered,Screened
  • Fencing: Chain Link,Metal

Lot

  • Lot size: 6,969 sqft
  • Features: Level,0-2.9999
  • Lot size dimensions: 50X140

Parking

  • Total spaces: 1.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $571$6,852
Home Insurance *$93$1,116
Property Taxes $185$2,220
Electricity $184$2,212
Total$1,033$12,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,417/yr
40% on housing$30,990/yr
45% on housing$27,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 47710$65
Vanderburgh County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 47710$116
Vanderburgh County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$120,000
2025-03-22Listing removed$1,350
2025-03-13Listed for rent$1,350
2023-12-11Sold$65,000
2023-11-14Pending sale$69,900
2023-10-10Listed for sale$69,900
2023-09-20Pending sale$69,900
2023-09-14Listed for sale$69,900
2022-03-31Sold$50,000
2022-03-04Pending sale$50,000
2022-03-01Listed for sale$50,000
2020-10-02Sold$31,000
2020-08-25Price change$39,900
2020-08-06Price change$44,900
2020-07-15Listed for sale$49,900

For Sale by Agent

AgentTrae Dauby
BrokerageDauby Real Estate

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