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416 S 3rd St, Clinton, IN, 47842

4beds
2baths
2,520sqft
$119,900
$48price/sqft
$1,030/moest. monthly cost
$41,200/yrincome needed

About This Home

What an amazing home with lots of space and tons of potential. Home boasts 2520 square feet of living space. 4 bedrooms and 1.5 baths. Beautiful wood trim and accents add to the character of this historical charmer. Private back yard adds to the charm of this home. What an awesome work shop or could be converted in to additional storage. Stunning entry with staircase. Covered front porch provides a great space for relaxation.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
Central Elementary SchoolGrades PK-50.4 mi
6/10
8/10

Construction

Condition

  • Year built: 1869

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range/Oven

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: 0

Bathroom3

  • Level: 0

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Ceramic Tile,Carpet

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 831315310129.000002
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$134$1,608
Property Taxes $59$708
Electricity $231$2,772
Total$1,030$12,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,314/yr
40% on housing$30,900/yr
45% on housing$27,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 47842$122
Vermillion County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 47842$96
Vermillion County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$124,900
2025-12-23Listed for sale$129,900

For Sale by Agent

AgentMICHELLE L TUCKER
BrokerageMALONE REALTY

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