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About This Home

Welcome to this charming 2-bedroom, 1-bathroom home that’s full of warmth and character. Perfectly sized for comfortable living, this property offers a welcoming layout ideal for first-time buyers, downsizers, or anyone looking for a low-maintenance lifestyle. This home is move-in ready and waiting for its new owner to make it their own. Don’t miss the opportunity to own this delightful property—schedule a showing today!

Getting Around

Somewhat Walkable

Very Limited Transit

Somewhat Bikeable

Schools

9/10

Central Elementary SchoolGrades PK-50.4 mi

6/10

South Vermillion Middle SchoolGrades 6-82.6 mi

8/10

South Vermillion High SchoolGrades 9-122.7 mi

Construction

Condition

Year built: 1920

Materials

Roof: Metal
Construction materials: Frame,Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Elec. Range/Oven

Basement

Has basement: Yes
Basement: Partial Basement,Partial

Bathroom1

Level: First

Bathroom2

Level: 0

Bathroom3

Level: 0

Bedroom2

Level: First

Bedroom3

Level: 0

Bedroom4

Level: 0

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Heating & Cooling

Heating features: Natural Gas
Cooling features: Central Air

Interior Area

Total structure area: 672
Total interior livable area: 672 sqft

Master Bedroom

Level: First

Property

Details

Parcel number: 831315347016.000002
Zoning: res

Features

Stories: 1
Patio & porch: Covered

Lot

Lot size: 5,662 sqft

Parking

Total spaces: 1
Parking features: Driveway,Detached
Has garage: Yes
Attached garage spaces: 1
Covered spaces: 1
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveVery High
Inland FloodingRelatively High
Strong WindRelatively High
TornadoRelatively High
Winter WeatherRelatively High
EarthquakeModerate
HailModerate
Heat WaveModerate
Ice StormModerate
LightningModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Indiana Counties

Flood

Snowstorm

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$479	$5,748
Home Insurance *	$106	$1,272
Property Taxes	$168	$2,016
Electricity	$184	$2,212
Total	$937	$11,244

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$37,480/yr

35% on housing$32,125/yr

40% on housing$28,110/yr

45% on housing$24,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 810Commercial: 30

Total Premiums$1.77M

Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%

8.9%

0%30.0%

Electricity Growth Rate10-year average: 6.1%

6.1%

0%15.0%

Property Taxes Growth Rate2-year average: -4.0%

-4.0%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 47842$122

Vermillion County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 47842$96