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1820 N 28th St, Terre Haute, IN, 47804

1beds
1baths
1,028sqft
$39,900
$39price/sqft
$458/moest. monthly cost
$18,320/yrincome needed

About This Home

You will enjoy this spacious 1-bedroom, 1-bath home situated on almost 1/2 acre (4 city lots) directly across from Sheridan Park. The expansive yard offers plenty of outdoor space with mature shade trees, while the detached garage and storage shed provide ample room for parking, hobbies, and extra storage. Whether you're looking for a starter home, a place to downsize, or an investment opportunity, this property offers great potential in a walkable location with easy access to community amenities. Appliances are included!

Getting Around

33
WalkingCar-Dependent
16
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Range

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: 0

Bathroom3

  • Level: 0

Bedroom2

  • Level: 0

Bedroom3

  • Level: 0

Bedroom4

  • Level: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 12205.5

Features

  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood/Coal,Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,028
  • Total interior livable area: 1,028 sqft

Kitchen

  • Level: First
  • Area: 11766

Living Room

  • Level: First
  • Area: 33480

Master Bedroom

  • Level: First
  • Area: 19470

Property

Details

  • Parcel number: 840614253015.000002
  • Zoning: R1

Features

  • Stories: 1

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 156' x 130'

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$45$540
Property Taxes $28$336
Electricity $184$2,212
Total$458$5,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,702/yr
40% on housing$13,740/yr
45% on housing$12,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 47804$49
Vigo County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47804$99
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$22,400
2026-08-07Price change$24,900
2026-08-03Price change$39,900
2026-07-27Price change$44,900
2026-07-24Listed for sale$49,900

For Sale by Agent

AgentBECKY KLINGELE
BrokeragePREFERRED REALTY

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