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318 S 22nd St, Terre Haute, IN, 47803

5beds
3baths
3,453sqft
$210,000
$61price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

You’ll fall in love with the location and generous space of this inviting 5-bedroom home! Step in from the charming, covered porch and be welcomed by the comfort of the open living room featuring a cozy fireplace. Just off the living room, enjoy the warmth of a sunroom and a spacious eat-in kitchen ideal for family gatherings. The main level offers two comfortable bedrooms and a full bath, while the second level provides three additional bedrooms paired with a convenient half bath—plenty of room for everyone. Downstairs, the partially finished basement surprises with a large family room, an additional full bath, and mechanical room. Step outside to a private, fenced backyard designed for entertaining and enjoyment. Whether it’s weekend cookouts on the deck, space for kids to play, or a safe haven for pets, this backyard has it all. Don’t miss your chance to make this wonderful home your own—come see it today!

Getting Around

57
WalkingSomewhat Walkable
19
TransitMinimal Transit
53
BikeBikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: 0

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Single Pane,Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,453
  • Total interior livable area: 3,453 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 840623380003.000002
  • Zoning: Res
  • Exclusions: Personal Items

Features

  • Stories: 2
  • Patio & porch: Covered,Deck,Sun Room

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$158$1,896
Property Taxes $140$1,680
Electricity $316$3,798
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 47803$108
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47803$116
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$210,000
2026-04-07Listing removed$214,000
2026-04-03Price change$214,000
2025-10-25Listed for sale$224,000

For Sale by Agent

AgentJEREMY MONTGOMERY
BrokerageREMAX R.E.A.

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