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313 S 32nd St, Terre Haute, IN, 47803

4beds
3baths
2,998sqft
$290,000
$97price/sqft
$2,358/moest. monthly cost
$94,320/yrincome needed

About This Home

Welcome to this beautifully updated ranch home located on Terre Haute's desirable east side! Conveniently situated just off Ohio Boulevard, you'll enjoy quick access to parks, shopping, dining, schools, and all the everyday amenities the area has to offer. Step inside to find luxury vinyl plank flooring flowing throughout the entry, living, and dining areas, creating a bright and inviting space that's perfect for everyday living and entertaining. The spacious living room opens seamlessly into the dining area, while the well-appointed kitchen features granite countertops, a stylish tile backsplash, stainless steel appliances, and plenty of cabinet and counter space. The generously sized main-level primary bedroom offers abundant closet space and a comfortable retreat at the end of the day. The main floor also includes a second bedroom, a full bathroom, and a conveniently located laundry area. Upstairs, you'll find two additional oversized bedrooms with beautiful hardwood floors, a full hall bathroom, and a large unfinished storage room that's ideal for seasonal décor, keepsakes, or other household storage needs. The full unfinished basement features durable poured concrete walls and provides excellent storage space, along with endless possibilities for a workshop, home gym, recreation area, or future finished living space. With thoughtful updates, a functional layout, and a prime east-side location, this move-in-ready home offers the perfect combination of comfort, style, and versatility. This description is AI generated.

Getting Around

47
WalkingCar-Dependent
19
TransitMinimal Transit
56
BikeBikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Elec. Range/Oven,Microwave
  • Laundry features: First Level,Laundry Size(5x5)

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: First
  • Area: 110

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Level: Second
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 144

Family Room

  • Level: First
  • Area: 300

Features

  • New Paint,Ceiling Fan(s),Walk-In Closet(s),Granite Counters
  • Window features: Wood Frames,Window Coverings
  • Flooring: New Floor Covering,Hardwood,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,998
  • Total interior livable area: 2,998 sqft

Kitchen

  • Level: First
  • Area: 144

Living Room

  • Level: First
  • Area: 260

Master Bedroom

  • Level: First
  • Area: 280

Property

Details

  • Parcel number: 840623485010.000002
  • Zoning: R-1

Features

  • Stories: 1
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 80x139

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$218$2,616
Property Taxes $400$4,800
Electricity $274$3,297
Total$2,358$28,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,845/yr
40% on housing$70,740/yr
45% on housing$62,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 47803$107
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47803$116
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$290,000
2026-07-11Listed for sale$295,000
2022-02-11Listing removed--
2022-01-20Pending sale$279,900
2021-11-29Listed for sale$279,900

For Sale by Agent

AgentSCOTT A SMITH
BrokerageKELLER WILLIAMS REALTY INDY METRO SOUTH

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