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1638 S 3rd St, Terre Haute, IN, 47802

3beds
1baths
1,172sqft
$69,900
$60price/sqft
$724/moest. monthly cost
$28,960/yrincome needed

About This Home

Great small office opportunity, this single family home has been used as a rental for years but is zoned C-6 and ready for a small business. Home has 6 rooms including a Kitchen, 2 car detached garage and 41' of S 3rd frontage. A must see opportunity!

Getting Around

84
WalkingVery Walkable
23
TransitMinimal Transit
54
BikeBikeable

Schools

5/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range/Oven,Range Hood

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: 0

Bathroom3

  • Level: 0

Bedroom2

  • Level: First
  • Area: 90

Bedroom3

  • Level: First

Bedroom4

  • Level: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 172.72

Features

  • Laminate Counters
  • Window features: Wood Frames
  • Flooring: New Floor Covering,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Kitchen

  • Level: First
  • Area: 155.04

Living Room

  • Level: First
  • Area: 233.79999999999998

Master Bedroom

  • Level: First
  • Area: 195

Office

  • Level: First
  • Area: 124

Property

Details

  • Parcel number: 840628457010.000002
  • Zoning: C-6

Features

  • Stories: 1
  • Patio & porch: Covered,Enclosed

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$66$792
Property Taxes $121$1,452
Electricity $184$2,212
Total$724$8,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,822/yr
40% on housing$21,720/yr
45% on housing$19,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 47802$106
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47802$111
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$75,000
2015-02-25Listing removed$495
2015-01-28Listed for rent$495
2013-10-10Listing removed$450
2013-09-19Listed for rent$450
2009-09-19Listing removed$39,900
2009-08-15Listed for sale$39,900
2009-08-08Listing removed$39,900
2008-12-21Price change$39,900
2008-10-26Listed for sale$44,900
2006-06-08Sold$3,427

For Sale by Agent

AgentLETITIA BENNETT
BrokerageREMAX R.E.A.

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