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3930 H O Ln, Terre Haute, IN, 47802

5beds
6baths
5,669sqft
$875,000
$154price/sqft
$6,355/moest. monthly cost
$254,200/yrincome needed

About This Home

Welcome to Sunrise to Sunset Estate, where every day begins with peaceful waterfront sunrises and ends with breathtaking sunsets over Patton Lake. Perfectly positioned in the prestigious Idle Creek Subdivision, this extraordinary home offers more than luxury—it offers a lifestyle. Imagine morning coffee on the deck, afternoons spent floating in the new pool, evenings entertaining from the walkout lower level with wet bar, and quiet nights soaking in the hot tub under the stars. This is the kind of home that makes vacations feel unnecessary. Inside, thoughtful design meets timeless comfort. The main-level owner's suite is extremely unique for the area with two separate entrances and its own hallway conveniently connecting to a private office. The spacious second-floor bedrooms each feature their own private ensuite bath and oversized cedar-lined walk-in closets, creating personal retreats for family and guests alike. The beautifully remodeled kitchen, barely used since its transformation, showcases premium GE Café appliances, quartz countertops, and stunning views that make every meal feel special. Whether hosting unforgettable celebrations or enjoying intimate family gatherings, this home was built for making memories. The soaring great room, expansive entertaining spaces, walkout basement, and seamless indoor-outdoor flow provide room for every occasion—and every stage of life. Photos simply cannot capture everything this property has to offer. There are incredible spaces, thoughtful details, and flexible living areas waiting to be discovered around every corner. It truly is a "must see to believe" home. Although there have been numerous additions and upgrades, the seller is including a home warranty, hoping the next owner will enjoy the serenity, beauty, and unforgettable lifestyle this remarkable waterfront estate provides. Luxury. Privacy. Waterfront living. Sunrise to Sunset Estate isn't just a home—it's the way you've always dreamed of living.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
Riley Elementary SchoolGrades PK-53.3 mi
9/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Elec. Range/Oven,Microwave,Water Softener Owned
  • Laundry features: First Level,Laundry Comments(Room With 1/2 Bath For Owner Use),Laundry Size(9x8)

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: Second
  • Area: 221

Bedroom3

  • Level: Second
  • Area: 214.5

Bedroom4

  • Level: Lower
  • Area: 210.6

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Area: 202.79999999999998

Family Room

  • Level: First
  • Area: 520

Features

  • New Paint,Wet Bar,Ceiling Fan(s),Walk-In Closet(s),Cathedral Ceiling(s),Tray Ceiling(s),Split Bedroom Floor Plan
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: New Floor Covering,Hardwood,Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 5,669
  • Total interior livable area: 5,669 sqft

Kitchen

  • Level: First
  • Area: 325

Living Room

  • Level: First
  • Area: 159.11999999999998

Master Bedroom

  • Level: First
  • Area: 340

Property

Details

  • Parcel number: 840913203002.000004
  • Zoning: R1

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio,Deck,Covered Deck,Covered Stoop
  • Exterior features: Hot Tub,Gutters/Storm Drain
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: Lake

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$834$10,008
Property Taxes $578$6,936
Electricity $519$6,236
Total$6,355$76,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,885/yr
40% on housing$190,650/yr
45% on housing$169,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 47802$104
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47802$111
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$799,000
2026-07-22Listed for sale$875,000
2021-05-03Listing removed--
2021-03-23Pending sale$599,000
2021-03-05Listed for sale$599,000
2020-11-18Listing removed$599,900
2020-08-25Price change$599,900
2020-07-08Price change$619,900
2020-05-20Listed for sale$634,900
2020-01-17Listing removed$645,000
2019-11-06Price change$645,000
2019-07-24Listed for sale$649,900

For Sale by Agent

AgentCARRIE SMITH
BrokerageGIBSON REAL ESTATE, INC.

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