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5025 N Miami Gardens St, Brazil, IN, 47834

4beds
3baths
3,019sqft
$450,000
$149price/sqft
$3,258/moest. monthly cost
$130,320/yrincome needed

About This Home

Enjoy peaceful country living with convenient access to Highway 40 in this spacious brick-and-vinyl two-story home situated on 2.81 acres. A covered front porch offers the perfect place to relax and take in the beautiful views of the farm fields across the street. The main level features three bedrooms and a full bathroom, along with an inviting open-concept living room, dining area, and kitchen—ideal for everyday living and entertaining. A large bonus room provides even more flexible living space and includes a convenient half bath and patio doors that open directly to the backyard and beautiful in-ground pool. Upstairs, you'll find a private primary suite and an expansive family room, creating a comfortable retreat separate from the main living areas. The property also includes a pole barn garage, offering ample space for vehicles, equipment, hobbies, or additional storage. With generous indoor and outdoor spaces, a rural setting, an in-ground pool, and easy highway access, this property offers the space, privacy, and versatility you've been looking for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 3,019
  • Total interior livable area: 3,019 sqft

Property

Details

  • Parcel number: 840431300002000011

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado
Earthquake
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$453$5,436
Property Taxes $254$3,048
Electricity $276$3,320
Total$3,258$39,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,702/yr
40% on housing$97,740/yr
45% on housing$86,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 47834$137
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47834$117
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$450,000
2026-08-01Listed for sale$450,000
2017-10-10Sold$189,900
2017-08-14Listed for sale$189,900

For Sale by Agent

AgentKendra Cohen-Cook
BrokerageNextHome Real Estate Connections

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