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207 Michigan St, Winfield, KS, 67156

4beds
2baths
1,708sqft
$45,000
$26price/sqft
$527/moest. monthly cost
$21,080/yrincome needed

About This Home

Come see this 4-bedroom, 2-bath homein Winfield with upside potential! This property is in need of updating and is priced accordingly, ideal for investors or buyers looking to build equity through renovations. Features include central heat and air on the main level, with window units and gravity heat upstairs. The layout offers flexibility for redesign and added value. Bring your vision and transform this property into a strong rental or resale opportunity!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Irving Elementary SchoolGrades PK-50.3 mi
4/10
Winfield Middle SchoolGrades 6-80.8 mi
2/10
Winfield High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Lower
  • Area: 110
  • Dimensions: 10x11

Bedroom

  • Level: Lower
  • Area: 110
  • Dimensions: 10x11

Bedroom

  • Level: Upper
  • Area: 165
  • Dimensions: 11x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Lower
  • Area: 80
  • Dimensions: 8x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,708

Heating & Cooling

  • Heating features: Forced Air,Gravity
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,708 sqft

Kitchen

  • Level: Lower
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: Lower
  • Area: 264
  • Dimensions: 12x22

Master Bedroom

  • Level: Upper
  • Area: 276
  • Dimensions: 23x12

Property

Details

  • Parcel number: 1752203028012000

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Features: Standard

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$96$1,152
Property Taxes $43$516
Electricity $161$1,935
Total$527$6,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,068/yr
40% on housing$15,810/yr
45% on housing$14,053/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 67156$76
Cowley County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 67156$89
Cowley County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentNick Singer
BrokerageLange Real Estate

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