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403 Elm St, Burden, KS, 67019

2beds
1baths
972sqft
$74,900
$77price/sqft
$775/moest. monthly cost
$31,000/yrincome needed

About This Home

Welcome to this super cute and move-in ready 2-bedroom, 1-bath home nestled in the quiet town of Burden, Kansas. Step inside to discover original hardwood floors that add warmth and character throughout. The updated kitchen and bathroom offer modern convenience while maintaining classic charm. Outside, enjoy a spacious yard perfect for relaxing or entertaining, plus a detached garage with an attached carport for extra parking and storage. This delightful home has everything you need — don’t miss your chance to make it yours!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-60.6 mi
6/10
Central Jr-Sr High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Frame,Vinyl/Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Main Level,220 equipment

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 972

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 972 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 6x12

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 12x21

Master Bedroom

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Property

Details

  • Parcel number: 1083401004005.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Features: Standard

Parking

  • Total spaces: 1
  • Parking features: Detached,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Wildfire
Winter Weather
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$165$1,980
Property Taxes $71$852
Electricity $161$1,935
Total$775$9,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,571/yr
40% on housing$23,250/yr
45% on housing$20,666/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 67019$25
Cowley County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 67019$108
Cowley County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentRick Hopper
BrokerageBerkshire Hathaway PenFed Realty

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