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1126 N 13th St, Arkansas City, KS, 67005

1beds
1baths
512sqft
$48,500
$95price/sqft
$535/moest. monthly cost
$21,400/yrincome needed

About This Home

Welcome to 1126 N 13th in Arkansas City, Kansas! This is not your typical city listing—you get 2.25 acres right inside city limits, making this property a rare find and a true blank canvas full of possibilities. The property includes a home built in 1900, offering 512 sq ft, 1 bedroom, and 1 bathroom, plus multiple sheds—one of which was once used as an old barbershop. If you’re looking for a private retreat, you’ll love the thick wooded lot, perfect for enjoying nature and watching deer right from your back porch! For developers and investors, there’s serious upside here—this property could potentially be subdivided into up to 8 separate lots, creating an exciting opportunity for future growth. Located just one block from the local elementary school and only minutes from downtown Ark City. Development project, tiny home living, or your own private woods in town—the choice is yours! •2.25 acres •500+ square foot home •1 bed •1 bath •Multiple sheds •Potential to subdivide or keep as a private retreat!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Adams Elementary SchoolGrades PK-50.2 mi
5/10
2/10
Arkansas City High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: None,Cellar
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 512

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 512 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 3062403018001000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 2.25 Acres
  • Features: Corner Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Ice Storm
Winter Weather
Hail
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $245$2,940
Home Insurance *$83$996
Property Taxes $46$552
Electricity $161$1,935
Total$535$6,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,342/yr
40% on housing$16,050/yr
45% on housing$14,266/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 67005$86
Cowley County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 67005$91
Cowley County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentElizabeth Gaston
BrokerageL2 Realty, Inc.

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