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403 N 2nd St, Arkansas City, KS, 67005

4beds
2baths
2,173sqft
$90,000
$41price/sqft
$869/moest. monthly cost
$34,760/yrincome needed

About This Home

This charming 2 story home will bring years of enjoyment for your growing family. The living room has hardwood floors, high ceilings and gas insert, and opens to the formal dining room with a built in buffet. An office on the main level with an abundance of storage. Everyone will enjoy the extra room the mudroom offers, right off the driveway, perfect for shoes' and backpacks and the glass block windows are ideal for growing and wintering plants. Upstairs there are 4 nice sized bedrooms PLUS an additional small room which could be used as a nursery, playroom or reading room. All portable AC units are to remain with the home. Pool table and freezer in basement are to remain with home. No showings until 8/17/2026 Home is being sold "as is" Seller will not make any repairs.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
2/10
Arkansas City High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Full,No Basement Windows
  • Roof: Composition
  • Construction materials: Vinyl/Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Bedroom

  • Level: Upper
  • Area: 200
  • Dimensions: 10 X 20

Bedroom

  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 70
  • Dimensions: 7 X 10

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,173

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 2,173 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 8 X 11

Living Room

  • Level: Main
  • Area: 299
  • Dimensions: 13 X 23

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 10 X 24

Mud Room

  • Level: Main
  • Area: 55
  • Dimensions: 5 X 11

Office

  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Property

Details

  • Parcel number: 183072501029009.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Other

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Ice Storm
Winter Weather
Hail
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$155$1,860
Property Taxes $86$1,032
Electricity $173$2,082
Total$869$10,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,794/yr
40% on housing$26,070/yr
45% on housing$23,173/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 67005$85
Cowley County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 67005$91
Cowley County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentShandon Weston
BrokerageThe Property Shop

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