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1001 Summit St, Garden City, KS, 67846

2beds
2baths
1,204sqft
$165,000
$137price/sqft
$1,365/moest. monthly cost
$54,600/yrincome needed

About This Home

IMPROVED PRICE; This spacious 2-bedroom, 2-bath home just had a NEW ROOF installed with Class 3 impact-resistant shingles in August 2026, complete with a transferable warranty! The new roof may qualify the buyer for reduced homeowners insurance premiums. Seller is also offering $3,000 toward buyer closing costs with an acceptable offer. Other features include durable steel siding, updated windows, a large living room and dining area, and convenient main-floor laundry. The partial basement offers additional space and potential, while the attached garage features a mini-split for year-round comfort. Outside, you'll find a fenced backyard and two storage sheds for added convenience. Call today to schedule your private showing!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
Abe Hubert Middle SchoolGrades 7-81.1 mi
4/10

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Concrete,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level,Laundry Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Hardwood,Laminate,Linoleum,Tile
  • Finished area below ground: 258
  • Finished area above ground: 1,204

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Space Heater
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,204 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2661301003006000
  • Zoning description: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Storage
  • Fencing: Wood

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Drought
Ice Storm

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$183$2,196
Property Taxes $187$2,244
Electricity $161$1,935
Total$1,365$16,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,800/yr
40% on housing$40,950/yr
45% on housing$36,400/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$151
Finney County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$153,900
2026-06-16Listed for sale$165,000
2020-08-27Sold--
2020-07-24Pending sale$135,000
2020-07-20Listed for sale$135,000
2015-10-29Sold--

For Sale by Agent

AgentGabriel Gallardo
BrokerageCrockett & Co Real Estate, LLC

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