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2120 B St, Garden City, KS, 67846

3beds
2baths
1,385sqft
$239,000
$173price/sqft
$1,904/moest. monthly cost
$76,160/yrincome needed

About This Home

Charming 3-Bedroom, 2-Bathroom Home With Great Family Features This well-maintained home offers plenty of space and comfort for anyone starting or raising a family. An attached carport provides protection for your vehicle, along with additional parking space for convenience. And the roof is less than five years old. Inside, the living room features a cozy gas fireplace—perfect for relaxing evenings. The home also includes a solar panel connected to the thermostat, helping reduce utility costs throughout the year. A dedicated dining area, a welcoming breakfast nook, and a well-appointed kitchen equipped with all major appliances make daily living easy and enjoyable. The washer and dryer are located on the main floor, adding to the home’s practical layout and efficiency. Out back, you’ll find an established yard with a security fence and a covered wooden deck—an ideal space to enjoy the outdoors in any season. And shed with a functioning sink, gas stove and a refrigerator.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Abe Hubert Middle SchoolGrades 7-80.5 mi
3/10

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Fiber Cement,Frame,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Disposal,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Eat-in Kitchen
  • Window features: Bay Window(s),Skylight(s)
  • Flooring: Ceramic Tile,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 465
  • Finished area above ground: 1,385

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Solar
  • Cooling features: Central Air,Ceiling Fan(s),Whole House Fan

Interior Area

  • Total interior livable area: 1,385 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2730701020003000
  • Zoning description: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Fencing: Wood

Lot

  • Lot size: 7,143 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,On Site,On Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Drought
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$265$3,180
Property Taxes $270$3,240
Electricity $161$1,935
Total$1,904$22,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,280/yr
40% on housing$57,120/yr
45% on housing$50,773/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$151
Finney County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$239,000

For Sale by Agent

AgentReynaldo R. Mesa
BrokerageEXP Realty LLC

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