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2024 N 3rd St, Garden City, KS, 67846

4beds
2baths
1,143sqft
$231,500
$203price/sqft
$1,850/moest. monthly cost
$74,000/yrincome needed

About This Home

A Back Yard Oasis with beautiful vinyl fence, fire pit, outdoor furniture, and storage sheds. All brick home with 3 beds up and full bath, 2 bedrooms in the basement plus bathroom And ready for your finishing touches. Basement is waiting on your favorite flooring. Doors being installed, Super Location. Has side drive way in addition to garage.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
4/10
Abe Hubert Middle SchoolGrades 7-80.4 mi
9/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Range Hood,VentedExhaust Fan
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Eat-in Kitchen,Pantry
  • Window features: Blinds,Metal,Storm Window(s),Window Treatments
  • Flooring: Laminate,Linoleum
  • Finished area below ground: 1,143
  • Finished area above ground: 1,143

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,143 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Master Bathroom

  • Level: Basement

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2730802014002000
  • Zoning description: R 1

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Fire Pit,Private Entrance,Private Yard,Storage
  • Fencing: Vinyl

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,170$14,040
Home Insurance *$257$3,084
Property Taxes $262$3,144
Electricity $161$1,935
Total$1,850$22,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,428/yr
40% on housing$55,500/yr
45% on housing$49,333/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$151
Finney County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$245,000
2026-03-10Listed for sale$241,000
2021-01-28Listing removed--
2014-01-08Listing removed$139,050
2013-07-18Listed for sale$139,050

For Sale by Agent

AgentTerria M Judge
BrokerageHome Town Real Estate P.A.

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