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403 Magnolia St, Garden City, KS, 67846

2beds
1baths
1,008sqft
$154,000
$153price/sqft
$1,284/moest. monthly cost
$51,360/yrincome needed

About This Home

Great starter home or investment opportunity! Featuring 2 bedrooms, 3 bonus rooms and 1 full bath. This property offers flexible living space and plenty of potential. Property is being sold AS-IS.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
4/10
Abe Hubert Middle SchoolGrades 7-81.0 mi
4/10

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Lower

Bonus Room

  • Level: Basement

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: None
  • Finished area below ground: 768
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2741703002012000
  • Zoning description: R2

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: See Remarks,Wood

Lot

  • Lot size: 4,748 sqft

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$171$2,052
Property Taxes $174$2,088
Electricity $161$1,935
Total$1,284$15,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,022/yr
40% on housing$38,520/yr
45% on housing$34,240/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$151
Finney County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$148,000
2026-07-24Price change$154,000
2026-06-24Listed for sale$159,900
2018-09-28Sold--
2018-07-18Pending sale$125,500
2018-06-06Listed for sale$125,500
2016-02-08Sold--
2013-09-04Listing removed$80,000
2013-01-17Price change$80,000
2012-08-14Listed for sale$88,500

For Sale by Agent

AgentAraceli Carrera
BrokerageHeritage Realty Co

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