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606 N 10th St, Garden City, KS, 67846

2beds
1baths
1,164sqft
$122,000
$105price/sqft
$1,050/moest. monthly cost
$42,000/yrincome needed

About This Home

Great investment opportunity! This home has 2 bedrooms on the main floor and a bonus room upstairs which could be a 3rd bedroom. Large detached garage and fenced yard. New furnace, AC and water heater in 2019. Property is sell in it's present and existing condition. No showing till 24th of April

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
3/10
4/10
Abe Hubert Middle SchoolGrades 7-80.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Water Heater,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Concrete,Unfinished

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Window features: Wood Frames
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 312
  • Finished area above ground: 1,164

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,164 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2741802012011000
  • Zoning description: R 3

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Drought
Ice Storm

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $616$7,392
Home Insurance *$135$1,620
Property Taxes $138$1,656
Electricity $161$1,935
Total$1,050$12,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,000/yr
40% on housing$31,500/yr
45% on housing$28,000/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$151
Finney County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$122,000
2026-03-25Pending sale$122,000
2025-10-13Price change$122,000
2025-04-18Listed for sale$139,900
2007-05-29Sold--

For Sale by Agent

AgentSandra S. Keller
BrokerageHome Town Real Estate P.A.

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