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419 S 4th St, Independence, KS, 67301

5beds
3baths
2,899sqft
$119,900
$41price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

Step into timeless charm with this character-filled bungalow that’s just waiting to be brought back to life! Featuring classic stucco and brick veneer, this home makes a statement from the start with its inviting covered front porch—perfect for morning coffee or winding down in the evenings. Inside, you’ll find beautiful original hardwood floors and the kind of craftsmanship and character you simply can’t recreate. The layout offers incredible space and flexibility with 2 bedrooms and 2 bathrooms on the main level, plus 3 additional bedrooms and a bathroom upstairs—ideal for a growing household or anyone needing extra room. The large kitchen provides plenty of space to reimagine and make your own, while the abundance of windows fills the home with natural light throughout. Situated on a large corner lot, there’s room to spread out both inside and out. The full unfinished basement offers excellent storage (or future potential), and while the old garage entrance is no longer functional, there is still convenient parking available. This is the kind of home that, with a little vision and some updates, could truly shine again and be restored to its original beauty. If you love character, space, and the opportunity to create something special—this one is calling your name!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
5/10
6/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Stucco & Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Garage Entrance,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,899

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,899
  • Total interior livable area: 2,899 sqft

Property

Details

  • Parcel number: 0993102041007.000

Features

  • Patio & porch: Porch
  • Exterior features: Balcony

Lot

  • Lot size: 8,400 sqft
  • Features: City Limits,Corner Lot
  • Lot size dimensions: 60 x 140

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kansas Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$218$2,616
Property Taxes $155$1,860
Electricity $231$2,777
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 67301$93
Montgomery County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 67301$86
Montgomery County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$129,000
2011-08-25Listing removed$89,900
2011-06-03Listed for sale$89,900

For Sale by Agent

AgentAmber Gregory
BrokerageKeller Williams Realty Select

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