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2321 N Monroe St, Hutchinson, KS, 67502

4beds
2baths
2,569sqft
$195,000
$76price/sqft
$1,683/moest. monthly cost
$67,320/yrincome needed

About This Home

Completely renovated in 2022, this spacious 4-bedroom, 2-bathroom home offers over 2,500 square feet of beautifully updated living space. Relax on the inviting covered front porch before stepping inside to find hardwood floors, two generous living areas, and a spacious primary bedroom. The finished basement provides additional room for entertaining, hobbies, or a home office, while the large unfinished attic offers abundant storage or future expansion potential. Outside, enjoy the back patio surrounded by mature trees, creating a peaceful setting to unwind. The property is serviced by a private well for both indoor and outdoor use, meaning no water bill, and also includes a water softener and reverse osmosis system for added convenience. If you're looking for a move-in ready home with plenty of space inside and out, this is one you won't want to miss!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Wiley Elementary SchoolGrades PK-60.4 mi
2/10
Hutchinson Middle SchoolGrades 7-80.8 mi
2/10
Hutchinson High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,569
  • Total interior livable area: 2,569 sqft

Property

Details

  • Parcel number: 121020102001600

Lot

  • Lot size: 0.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$252$3,024
Property Taxes $240$2,880
Electricity $205$2,461
Total$1,683$20,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,702/yr
40% on housing$50,490/yr
45% on housing$44,880/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 67502$123
Reno County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 67502$102
Reno County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$195,000
2022-06-30Sold--
2022-05-31Contingent$165,000
2022-05-27Listed for sale$165,000
1994-11-01Sold--

For Sale by Agent

AgentJosh Roy
BrokerageKELLER WILLIAMS HOMETOWN PARTNERS

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