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4 Waterbrook Ter, South Hutchinson, KS, 67505

5beds
3baths
3,496sqft
$479,000
$137price/sqft
$4,102/moest. monthly cost
$164,080/yrincome needed

About This Home

Move-in ready and meticulously maintained, this custom-built 2005 home sits on a beautiful 0.45-acre lakefront lot in a quiet cul-de-sac. Lovingly cared for by its original owner, the home offers timeless style, quality craftsmanship, and thoughtful updates throughout. The open living and dining area features engineered hardwood flooring and a stunning two-sided fireplace, creating a warm and inviting atmosphere. The kitchen is designed for both function and gathering, with updated stainless steel appliances, abundant cabinetry with pull-out shelving, solid-surface countertops, and a large island. The spacious primary suite includes a jetted tub, walk-in shower, dual sinks, and generous walk-in closet. Two additional bedrooms and a full bath complete the main floor. Downstairs, the expansive basement rec room with a stone fireplace offers the perfect entertaining space, along with two additional bedrooms, a full bath, and a versatile bonus room ideal for an office, gym, or hobby space. Storage is plentiful throughout, including the oversized 3-car garage. Enjoy peaceful lake views from the recently added sunroom and composite deck. With newer exterior paint and roof, this home has been exceptionally cared for and is conveniently located near highways, shopping, dining, and schools. This is a rare opportunity to own a spacious, beautifully maintained lakefront home that truly has it all.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
5/10
Nickerson High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Finished,View Out

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Window Coverings-ALL
  • Flooring: Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 3,496
  • Total interior livable area: 3,496 sqft

Property

Details

  • Parcel number: 127250301600900

Features

  • Patio & porch: Deck
  • Exterior features: Underground Sprinkler-ALL

Lot

  • Lot size: 0.45 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$811$9,732
Property Taxes $590$7,080
Electricity $279$3,349
Total$4,102$49,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,640/yr
40% on housing$123,060/yr
45% on housing$109,386/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 67505$118
Reno County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 67505$130
Reno County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$479,000
2006-01-01Sold--

For Sale by Agent

AgentCarissa Paxton
BrokerageReeceNichols South Central Kansas

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