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528 N 12th St, Salina, KS, 67401

3beds
1baths
1,171sqft
$89,000
$76price/sqft
$816/moest. monthly cost
$32,640/yrincome needed

About This Home

Investor or buyer move-in ready, 3 bedroom, 1 full bath home with over 1100 sqft. of living space. Main floor primary bedroom with 2 additional upstairs bedrooms. Full kitchen with appliances and a large separate dining room. Main floor laundry complete with washer and dryer. Some new floor coverings, fresh paint and replacement windows. Exterior has maintenance free vinyl siding, deck, full fenced backyard along with 2 utility/garden sheds and alley access. Property is close to downtown where a lot of events and entertainment happens. A quick closing is possible.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Oakdale Elementary SchoolGrades PK-51.1 mi
5/10
Lakewood Middle SchoolGrades 6-81.3 mi
4/10
Salina High CentralGrades 9-121.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Cellar
  • Roof: Composition
  • Construction materials: Frame,Vinyl/Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Range,Washer,Dryer
  • Laundry features: Main Level,220 equipment

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings-Part
  • Finished area below ground: 0
  • Finished area above ground: 1,171

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,171 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Property

Details

  • Parcel number: 0850811101019006.000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Guttering - ALL
  • Fencing: Chain Link

Lot

  • Lot size: 5,662 sqft
  • Features: Standard

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$106$1,272
Property Taxes $99$1,188
Electricity $161$1,935
Total$816$9,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,977/yr
40% on housing$24,480/yr
45% on housing$21,760/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 67401$95
Saline County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 67401$104
Saline County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentRoger Weber
BrokerageSalinaHomes

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