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446 S College Ave, Salina, KS, 67401

3beds
1baths
864sqft
$45,000
$52price/sqft
$492/moest. monthly cost
$19,680/yrincome needed

About This Home

Package Deal Only. Rental opportunity offering steady income with a long-term tenant in place who would like to remain. This 3 bedroom, 1 bathroom home features a large living and dining combination, creating an open and functional layout. A privacy fenced yard and detached oversized garage add to the overall usability and tenant appeal. Currently rented at $600 per month, this property provides consistent cash flow. The basement includes an enclosed non-conforming area, adding additional usable space. Tenant pays all utilities, providing a clean investment structure. This property is being sold as part of a package with 308/310 Russell Ave and 438 Saturn Ave for a total price of $280,000. All properties are being sold as-is. All tenants are long-term tenants and would like to remain.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
5/10
Lakewood Middle SchoolGrades 6-81.9 mi
4/10
Salina High CentralGrades 9-121.1 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Partial,Crawl Space,No Basement Windows,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Basement,220 equipment

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Main
  • Area: 90.4
  • Dimensions: 11.3 x 8

Bedroom

  • Level: Main
  • Area: 84.53
  • Dimensions: 10.7 x 7.9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 127.68
  • Dimensions: 11.4 x 11.2

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: Wall/Window Unit(s),Electric

Interior Area

  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main
  • Area: 136.89
  • Dimensions: 11.7 x 11.7

Living Room

  • Level: Main
  • Area: 286.59
  • Dimensions: 23.3 x 12.3

Master Bedroom

  • Level: Main
  • Area: 107.06
  • Dimensions: 10.6 x 10.1

Storage

  • Level: Basement
  • Area: 243.96
  • Dimensions: 21.4 x 11.4

Property

Details

  • Parcel number: 0850861404008018.000

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 3,920 sqft
  • Features: Standard

Parking

  • Parking features: Detached,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Hail

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$54$648
Property Taxes $50$600
Electricity $161$1,935
Total$492$5,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,868/yr
40% on housing$14,760/yr
45% on housing$13,120/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 67401$95
Saline County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 67401$104
Saline County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentAshley Jarvis
BrokerageReal Broker, LLC

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