




1660 E Kay St, Derby, KS, 67037
About This Home
Welcome to a spacious one-owner ranch-style home offering over 2,900 square feet of comfortable living space, thoughtfully designed to provide flexibility, functionality, and beautiful outdoor surroundings. With four bedrooms and three and a half bathrooms, this property offers generous room for everyday living, entertaining, hobbies, or work-from-home possibilities. Inside, the home features inviting living spaces filled with natural light. The all-seasons sunroom is a standout feature—perfect for enjoying morning coffee, reading, or simply relaxing while taking in views of the beautifully landscaped yard. From the sunroom, step out to a side deck and fenced yard, offering convenient outdoor access and a secure space for pets or separate entrance. The finished basement expands the home’s versatility with a large family room and a full kitchen with like-new appliances, making it ideal for entertaining, hosting extended guests, or creating a secondary living area. An additional laundry hookup adds even more convenience. The lower level also includes a bonus room currently used as a salon studio, already plumbed for a sink, offering excellent potential for a home-based workspace, creative studio, hobby room, or private office. Storage and functionality are abundant throughout the home. A three-car oversized garage provides ample parking along with RV storage and a workshop area, perfect for projects, equipment, or recreational vehicles. Inside, you’ll also find extensive storage space and a reinforced safe room, offering additional peace of mind and practical utility. Step outside and experience a true gardener’s retreat. The landscaping features bulbs, perennials, and thoughtfully designed garden spaces, along with a peaceful koi pond with a stream and waterfall that creates a relaxing outdoor atmosphere. A charming gazebo offers the perfect place to unwind and enjoy the natural setting. The property also provides waterfront access with pond views, along with nearby jogging paths and fishing opportunities for those who enjoy spending time outdoors. As an added bonus, the neighborhood pool is located next door, providing convenient access to seasonal recreation. Situated in a well-established Derby community and within the Derby school district, this home offers a balance of privacy, outdoor amenities, and convenient access to local services. This meticulously maintained gem is waiting for you to add your personal touches!
Getting Around
Schools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Full,Walk Out At Grade,No Egress Window(s)
- Roof: Composition
- Construction materials: Frame w/Less than 50% Mas
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Onsite Built
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range,Water Softener Owned
- Laundry features: In Basement,Main Level,220 equipment
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedroom
- Level: Basement
- Area: 182
- Dimensions: 13x14
Bedroom
- Level: Basement
- Area: 182
- Dimensions: 13x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Basement
- Area: 64
- Dimensions: 8x8
Dining Room
- Level: Main
- Area: 140
- Dimensions: 10x14
Dining Room
- Level: Main
- Area: 132
- Dimensions: 11x12
Family Room
- Level: Basement
- Area: 476
- Dimensions: 17x28
Features
- Ceiling Fan(s),Wired for Surround Sound
- Door features: Storm Door(s)
- Window features: Window Coverings-All,Storm Window(s)
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Two,Living Room,Gas,Free Standing,Basement,Glass Doors
- Fireplace: Yes
- Finished area below ground: 1,189
- Finished area above ground: 1,783
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,972 sqft
Kitchen
- Level: Basement
- Area: 231
- Dimensions: 11x21
Kitchen
- Level: Main
- Area: 252
- Dimensions: 14x18
Living Room
- Level: Main
- Area: 270
- Dimensions: 15x18
Master Bedroom
- Level: Main
- Area: 224
- Dimensions: 14x16
Sun Room
- Level: Main
- Area: 208
- Dimensions: 13x16
Property
Details
- Parcel number: 2330704102018.00
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Guttering - ALL,Irrigation Well,Sprinkler System
- Fencing: Wrought Iron
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.34 Acres
Parking
- Total spaces: 3
- Parking features: RV Access/Parking,Attached,Garage Door Opener,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $486 | $5,832 |
| Property Taxes | $442 | $5,304 |
| Electricity | $237 | $2,847 |
| Total | $3,440 | $41,280 |
Income You'd Need if You Spent...
Kansas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
