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1660 E Kay St, Derby, KS, 67037

4beds
4baths
2,972sqft
$450,000
$151price/sqft
$3,440/moest. monthly cost
$137,600/yrincome needed

About This Home

Welcome to a spacious one-owner ranch-style home offering over 2,900 square feet of comfortable living space, thoughtfully designed to provide flexibility, functionality, and beautiful outdoor surroundings. With four bedrooms and three and a half bathrooms, this property offers generous room for everyday living, entertaining, hobbies, or work-from-home possibilities. Inside, the home features inviting living spaces filled with natural light. The all-seasons sunroom is a standout feature—perfect for enjoying morning coffee, reading, or simply relaxing while taking in views of the beautifully landscaped yard. From the sunroom, step out to a side deck and fenced yard, offering convenient outdoor access and a secure space for pets or separate entrance. The finished basement expands the home’s versatility with a large family room and a full kitchen with like-new appliances, making it ideal for entertaining, hosting extended guests, or creating a secondary living area. An additional laundry hookup adds even more convenience. The lower level also includes a bonus room currently used as a salon studio, already plumbed for a sink, offering excellent potential for a home-based workspace, creative studio, hobby room, or private office. Storage and functionality are abundant throughout the home. A three-car oversized garage provides ample parking along with RV storage and a workshop area, perfect for projects, equipment, or recreational vehicles. Inside, you’ll also find extensive storage space and a reinforced safe room, offering additional peace of mind and practical utility. Step outside and experience a true gardener’s retreat. The landscaping features bulbs, perennials, and thoughtfully designed garden spaces, along with a peaceful koi pond with a stream and waterfall that creates a relaxing outdoor atmosphere. A charming gazebo offers the perfect place to unwind and enjoy the natural setting. The property also provides waterfront access with pond views, along with nearby jogging paths and fishing opportunities for those who enjoy spending time outdoors. As an added bonus, the neighborhood pool is located next door, providing convenient access to seasonal recreation. Situated in a well-established Derby community and within the Derby school district, this home offers a balance of privacy, outdoor amenities, and convenient access to local services. This meticulously maintained gem is waiting for you to add your personal touches!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
5/10
Derby Middle SchoolGrades 6-81.0 mi
6/10
Derby High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Full,Walk Out At Grade,No Egress Window(s)
  • Roof: Composition
  • Construction materials: Frame w/Less than 50% Mas

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range,Water Softener Owned
  • Laundry features: In Basement,Main Level,220 equipment

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom

  • Level: Basement
  • Area: 182
  • Dimensions: 13x14

Bedroom

  • Level: Basement
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 64
  • Dimensions: 8x8

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Level: Basement
  • Area: 476
  • Dimensions: 17x28

Features

  • Ceiling Fan(s),Wired for Surround Sound
  • Door features: Storm Door(s)
  • Window features: Window Coverings-All,Storm Window(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Two,Living Room,Gas,Free Standing,Basement,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 1,189
  • Finished area above ground: 1,783

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,972 sqft

Kitchen

  • Level: Basement
  • Area: 231
  • Dimensions: 11x21

Kitchen

  • Level: Main
  • Area: 252
  • Dimensions: 14x18

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Sun Room

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 2330704102018.00

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Guttering - ALL,Irrigation Well,Sprinkler System
  • Fencing: Wrought Iron
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Attached,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kansas Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$486$5,832
Property Taxes $442$5,304
Electricity $237$2,847
Total$3,440$41,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,942/yr
40% on housing$103,200/yr
45% on housing$91,733/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 67037$149
Sedgwick County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 67037$134
Sedgwick County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKim McDaniel
BrokerageReece Nichols South Central Kansas

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